Interest and fees
Our terms and conditions are determined by law
The loan you receive in return for your collateral is a short-term loan with a flexible term. The customer decides the term of the loan. Interest and costs are calculated monthly according to the German Pawnbroker Ordinance (Pfandleiher VO). The interest on a loan issued in return for collateral is 1% of the sum of the loan per month. Monthly costs for the business operations are also incurred, which are regulated in Section 10 of the German Pawnbroker Ordinance.
We issue
loans in return for gold, jewellery, branded watches, products from Apple, luxury bags and high-value cars.
Fees up to 300 Euros
| € 1.50 | for a loan up to | € 30.00 |
| € 2.00 | for a loan up to | € 50.00 |
| € 2.50 | for a loan up to | € 100.00 |
| € 3,50 | for a loan up to | € 150.00 |
| € 4.50 | for a loan up to | € 200.00 |
| € 5.50 | for a loan up to | € 250.00 |
| € 6.50 | for a loan up to | € 300.00 |
Examples of monthly costs
| Loan | Interest | Fees | Total |
|---|---|---|---|
| € 50.00 | € 0.50 | € 2.00 | € 2.50 |
| € 240.00 | € 2.40 | € 5.50 | € 7.90 |
| € 500.00 | € 5.00 | € 15.00 | € 20.00 |
| € 1,00000 | € 10.00 | € 30.00 | € 40.00 |
| € 5,000.00 | € 50.00 | € 150.00 | € 200.00 |
For loans with a value of more than € 300.00, the monthly fees amount to 3% of the sum of the loan.
No further costs are incurred for processing, valuation or storage.